UPI Transaction Rules 2025: Unified Payments Interface (UPI) has completely changed the phase of digitization in India regarding transactions. This has become the best facility for millions of people because of speed, security, and convenience. Some new rules of UPI may apply to transactions by users in 2025, which may change over time.
1. Change In The Limit Of Transactions
Currently, Rs 1 lakh can be transacted in a day via UPI. However, this limit might increase to Rs 2 lakh in 2025. This change would be useful for high-priced transactions by users; even merchants and small businessmen will be benefited.
2. Sophisticated Security Measures
With increasing popularity in UPI transactions, the trend of cyber fraud has also increased. In 2025, new security measures are set to be brought about by RBI and NPCI to secure the safety and security of UPI transactions. This kind of new safety could also involve biometrics, face recognition, and AI-based fraud detection systems.
2. Tax rules
In 2025, some new tax rules would probably apply to UPI transactions. If a person’s total upi transaction value crosses Rs 20 lakh within a financial year, tax can be levied on it. This is a possible step taken by the government to motivate the digital economy and improve revenue collection.
4. Offline UPI Transactions
Promoting offline-available UPI transactions will be possible by 2025. Such an arrangement would be beneficial in areas where there is a need for better connectivity. New features, such as UPI Lite, are expected to be launched to facilitate offline transactions and any small transactions without any internet connection.
5. International UPI transactions
The Government of India and NPCI have taken the initiative to globalize UPI. This means that international transactions can be done through UPI by 2025. It will also simplify payment methods between overseas Indians and foreign nationals.
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